Terms and Conditions – Ruhamah Consulting

Introduction

These Terms and Conditions govern your use of the Ruhamah Consulting website and services. By accessing and using our website, you agree to comply with and be bound by these terms. If you do not agree with these terms, please refrain from using our services and website.

Services

Ruhamah Consulting offers business advisory services in leadership development, governance, turnaround management, human resources, skill optimization, and more. We strive to provide accurate and up-to-date information, but we do not guarantee that all information on the website is complete, accurate, or applicable to your specific situation.

Use of Website

You agree to use our website for lawful purposes only. You must not use the site to:

• Engage in any unlawful activity or content that violates local, national, or international law.
• Impersonate any person or entity.
• Upload, post, or transmit any harmful, threatening, abusive, defamatory, or obscene content.

We reserve the right to block or remove any content or user account that violates these terms.

Intellectual Property

All content, including text, graphics, logos, images, videos, and other materials available on the website, are the property of Ruhamah Consulting or its content suppliers and are protected by copyright, trademark, and other intellectual property laws.

You may not use, reproduce, or distribute any content from the website without prior written permission from Ruhamah Consulting.

Privacy Policy

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. Please read it carefully to understand how we handle your information.

User Accounts

If you create an account on our website, you are responsible for maintaining the confidentiality of your account details (such as your username and password). You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Payment Terms

For services that require payment (such as consultation fees or training programs), all payments must be made in advance unless otherwise agreed. Accepted payment methods may include credit cards, bank transfers, or payment services like PayPal or Razorpay.

By making a payment, you agree to the applicable fees for the service and understand that all payments are non-refundable unless stated otherwise in a separate agreement.

Limitation of Liability

Ruhamah Consulting makes no warranties or representations regarding the quality, accuracy, or availability of the website and services. We will not be liable for any indirect, incidental, or consequential damages arising out of your use of the website or services.

In no event shall Ruhamah Consulting’s liability exceed the amount you paid for the specific service in question.

Indemnification

You agree to indemnify, defend, and hold harmless Ruhamah Consulting, its directors, employees, agents, and affiliates from any claims, liabilities, costs, and expenses, including legal fees, arising out of your use of the website or services or your violation of these terms.

Third-Party Links :Our website may contain links to third-party websites. Ruhamah Consulting is not responsible for the content or practices of these external sites. You are advised to review the terms and privacy policies of any third-party websites you visit.

Termination

We reserve the right to suspend or terminate your access to our website or services at our discretion, without notice, for any violation of these Terms and Conditions.

Changes to Terms and Conditions

Ruhamah Consulting reserves the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page with an updated “last modified” date. We encourage you to review these terms regularly to stay informed of any changes.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Nigeria. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the Nigerian courts.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us:

📧 Email: info@ruhamahtconsulting.com
📞 Phone: +234 802 3292 614
📍 Address: B93 Nzube Estate, Lokogoma, Abuja, FCT